Earning Achievements in Quicken
Quick Review
What are Achievements? Badges you earn for reaching financial milestones and using Quicken Simplifi features, turning financial management into a rewarding journey.
Why use them? Achievements provide positive reinforcement for good financial habits and help track your progress over time.
How to access:
Web:
Hover over the left panel
Select Profile
Select Achievements
Mobile: Currently view-only through the Dashboard tile
Overview
We like to make using Quicken Simplifi as fun and exciting as possible, and Achievements do just that! When Ashley first started using Simplifi, they didn't pay much attention to the badges. But after earning their first few achievements, they found the gentle gamification helped build consistent financial habits. Let's explore how Achievements work and how Ashley uses them for motivation.
Why Achievements Matter
Achievements transform routine financial tasks into rewarding milestones. For Ashley, they provide:
Visual confirmation of progress
Motivation to maintain good habits
Gentle reminders to use all of Simplifi's features
A sense of accomplishment without pressure
Tracking of financial journey over time
Types of Achievements
Quicken Simplifi offers six categories of achievements, ranging from quick setup wins to long-term wealth milestones:
🎯 Prepped for Prosperity
Earned by setting up Simplifi's core features like adding accounts, creating your Spending Plan, establishing Savings Goals, and building Watchlists. These are your "quick wins" that most users earn in their first few weeks.
🧘 Calm and in Control
Tracks weekly login consistency from 2 weeks up to a full year (52 weeks). These achievements encourage regular financial check-ins without requiring daily monitoring.
💳 Savvy Spender
Rewards staying within your Spending Plan for consecutive months, from a single month up to a full year. This is often the most challenging category for users with variable income or unexpected expenses.
🎉 Sensational Saver
Celebrates completing Savings Goals, from your first goal up to 10 completed goals. Each finished goal, whether it's a $500 emergency fund or a $25,000 car fund, counts equally.
⏰ Prompt Payer
Recognizes on-time payment of all recurring bills and subscriptions for consecutive months, up to 12 months straight. With Bill Connect and automatic payments, many users find this the easiest streak to maintain.
💰 Asset Accumulator
Marks major Net Worth milestones from $10K to $1 million. These long-term achievements reflect your overall financial growth through saving, investing, and debt reduction.
How Achievements Work
Automatic Tracking
Achievements track automatically based on your activity in Simplifi. There's nothing to enable or configure.
Progress Visibility
Multi-level achievements show your progress:
Current streak for login achievements
Months completed for spending/payment achievements
Goals completed counter
Net worth progress bar
No Pressure System
You can't lose achievements once earned (except for broken streaks), and there are no notifications or reminders to chase them. They're simply there when you want to check progress.
Ashley's Achievement Journey
🏁 Starting Out (Month 1)
Ashley earned their first achievements quickly: adding their checking account, setting up the Spending Plan, and creating their car savings goal. The $10K Net Worth badge appeared immediately since they already had savings. These early wins made them curious about what else they could achieve.
📈 Building Momentum (Months 2-6)
The login streak grew naturally from Ashley's morning routine of checking their Spending Plan with coffee. They earned the 2-week, then 4-week badges without trying. The first "Prompt Payer" badge came easily thanks to automatic bill payments. However, the "Savvy Spender" achievement proved elusive when a car repair broke their first attempt at not overspending.
🎯 Current Status (Month 7)
Login streak: Broken at 16 weeks when traveling (restarting)
Spending streak: 2 months (aiming for 4-month badge)
Bill payments: Perfect record maintained
Savings goals: 1 completed, working on #2
Net Worth: $50K achieved, growing toward $100K
💭 Lessons Learned
Ashley discovered that achievements work best as gentle nudges rather than strict goals. Breaking their login streak while on vacation taught them that financial health isn't about perfect records. Now they focus on achievements that align with their actual goals, like increasing net worth, rather than maintaining every possible streak.
Best Practices
Check monthly, not daily: Quick monthly reviews keep you aware of progress without obsessing over streaks
Let achievements reflect your journey: They should come from your natural financial habits, not drive them
Focus on habit-building achievements: Login and bill payment streaks create valuable routines that improve financial health
Learn from broken streaks: When a streak ends, reflect on what happened without self-judgment, then start fresh
Celebrate meaningful milestones: Take screenshots of significant badges like net worth achievements or completed goals
Be selective: Some achievements may not fit your situation (like 12-month spending streaks with variable income), and that's okay
Common Questions
"Can I turn off Achievements?"
No, Achievements are always active. However, they're unobtrusive and only visible when you choose to view them.
"What happens if I break a streak?"
Login and spending streaks reset to zero, but you keep any badges already earned. It's just an opportunity to start fresh!
"Do Achievements affect my data?"
No, they're purely visual markers of progress and don't impact any financial calculations or features.
The Bottom Line
Achievements in Quicken Simplifi offer gentle encouragement without pressure. Ashley finds them most valuable as periodic checkpoints rather than daily goals. The badges they've earned tell the story of their financial journey: from setting up their first budget to building emergency savings to working toward major goals.
Whether you actively pursue achievements or simply let them accumulate naturally, they're a fun way to mark your progress and celebrate financial wins, both big and small.
Hint: Consider taking screenshots of meaningful achievement milestones and adding them to your financial journal or vision board. Ashley keeps a folder of achievement screenshots paired with notes about what was happening in their financial life at that time. It creates a visual story of growth that's especially motivating during challenging financial periods.