How Often Does Quicken Simplifi Update My Accounts?

Overview

Quicken Simplifi refreshes your accounts automatically when you sign in, ensuring you see current information. However, the app connects to your bank for new transactions and balance updates once every 4 to 6 hours. This balanced approach keeps your data fresh while respecting your bank's connection limits.

Understanding Update Frequency

When you open Quicken Simplifi, the app displays your most recent data immediately. Behind the scenes, the system checks with your financial institutions at regular intervals throughout the day. These automatic updates happen whether you're actively using the app or not.

The 4 to 6 hour update cycle means your morning coffee purchase might not appear until lunch, and afternoon transactions could show up by evening. Most users find this frequency sufficient for daily financial management.

When Updates Don't Happen

If your accounts haven't updated in over 24 hours, you may need to take action:

1. Go to Settings in the left menu

2. Click Accounts

3. Check for error messages or alerts

Common reasons for update delays include:

• Your bank requires you to re-enter credentials

• The financial institution is performing maintenance

• Your account needs a connection reset

• Known issues affecting multiple users

Checking for Known Issues

Before troubleshooting an individual account, check if others are experiencing similar problems. Visit the Quicken Simplifi Community page to see current status updates and known issues affecting specific banks or features.

Manual Refresh Options

While you cannot force an immediate bank connection, signing out and back into Quicken Simplifi triggers a display refresh of your existing data. For urgent transaction verification, log into your bank's website or app directly.