Managing Notifications in Quicken
Quick Review
What are notifications? Alerts about your finances delivered via email, push notifications to your phone, or within the Simplifi app.
Why use them? Stay informed about low balances, large transactions, bill due dates, and goal progress without constantly checking the app.
How to access:
Web:
Hover over the left menu
Select Settings
Select Notifications
Mobile:
Tap the Menu icon (three lines in upper left)
Select Settings
Select Notifications
Overview
Notifications in Quicken Simplifi are your financial early warning system, keeping you informed about important changes to your accounts, spending, and goals. When Ashley first started using Simplifi, they were overwhelmed by too many alerts. After customizing their notification settings, they now receive only the updates that matter most for managing their consulting business and personal finances. Let's explore how to set up notifications that work for you.
Why Notifications Matter
Life moves fast, especially when you're juggling variable income and multiple financial goals. Quicken Simplifi notifications help you:
Stay aware of low spending availability before overspending
Catch bank fees immediately
Know when large deposits arrive
Track progress toward savings goals
Monitor account activity
Types of Notifications
📧 Email Notifications
What they do: Send alerts directly to your inbox for review at your convenience.
Ashley's experience: Ashley enables email notifications for summary reports and reminders that don't need immediate action.
📱 Push Notifications (Mobile)
What they do: Deliver real-time alerts to your phone for immediate awareness.
Ashley's experience: Ashley uses push notifications for critical items only, keeping these to a minimum to avoid alert fatigue.
🔔 In-App Notifications
What they do: Show alerts within Quicken Simplifi when you log in.
Ashley's experience: Ashley keeps select in-app notifications enabled since they only appear when actively using Simplifi.
How to Enable or Disable Notifications
From the Web App:
Hover over the menu on the left-hand side and select Settings
Select Notifications
Find the notification you want to adjust
Click the button to enable (blue) or disable (gray)
Use the toggle at the end of each row to enable/disable all notification types for that item
Use the master toggle at the top to pause all notifications
From the Mobile App:
Tap the Menu icon (the three lines in the upper left corner)
Select Settings and then Notifications
To pause all notifications, tap the Pause all notifications toggle at the top
Locate the notification you'd like to change and tap on it
Use the toggles to enable or disable Email, Push, or In-App notifications
To disable all notifications for an item, tap the All notifications toggle
Tap Update when done
Note: Changes made on either platform automatically sync. Configure once, and you're set everywhere!
Available Notifications
Here's what each notification does and how Ashley uses them:
🏆 Achievement & Progress
Achievement badge earned: Notifies when you earn a badge for completing financial milestones. Ashley keeps this in-app only for gentle motivation without email clutter.
Goal contribution: Reminds you to contribute to your savings goals. Ashley uses email reminders since she reviews finances weekly and doesn't need immediate push alerts for savings.
💰 Income & Deposits
Income received: Confirms when recurring income arrives. Ashley disabled this since consulting income is irregular and she manually tracks each client payment in a spreadsheet.
Large deposit ($500+): Alerts for deposits above the threshold. Ashley customized this to $2,000 and uses push notifications to immediately confirm client payments have arrived.
Extra paycheck month: Notifies during months with an extra paycheck. Not applicable for Ashley's 1099 consulting structure.
💸 Spending & Transactions
Available to spend low ($10 or less): Warns when spending availability drops below the threshold. Ashley customized to $500 with push alerts to prevent overspending during lean months.
Large transaction ($500+): Flags transactions above the threshold. Ashley keeps this at $500 with push notifications to immediately verify business expenses and catch any fraudulent charges.
Planned expense nearing limit (within 10%): Alerts when approaching budget limits. Ashley disabled this because she prefers checking the Spending Plan manually each morning.
Watchlist approaching target (within 10%): Monitors specific spending categories. Ashley uses email alerts for coffee and dining watchlists to curb discretionary spending.
Spending update: Compares spending between the current and prior month. Ashley disabled this because, with variable income, month-to-month comparisons aren't useful.
🏦 Account & Balance Alerts
Low bank account balance (below $200): Warns when balance drops below threshold. Ashley customized to $2,000 with push alerts because she needs a higher buffer for quarterly tax payments.
Projected low balance (below $500): Forecasts potential balance issues. Ashley disabled this because she found it anxiety-inducing and prefers managing cash flow manually.
High credit card balance (above $5,000): Monitors credit usage. Ashley disabled this since she pays in full monthly and never carries a balance.
Bank fee ($5+): Notifies of fees above threshold. Ashley lowered to $1 with push and email alerts to catch any fee immediately for disputing.
📅 Bills & Payments
Bill paid: Confirms payment completion. Ashley disabled this because she receives too many notifications with 8+ monthly bills and she can see payment status in the app.
Upcoming bills (next 7 days): Provides a weekly summary of due bills. Ashley uses email notifications to plan her week's cash flow needs.
Bills to income percentage: Shows percentage of income used for bills. Ashley checks this monthly via email to monitor if overhead is creeping up.
Refund status: Tracks expected refunds. Ashley uses push notifications since business expense reimbursements affect cash flow immediately.
📊 Reports & Maintenance
Monthly summary: Provides income and expense summary for the month. Ashley receives this via email to review during her monthly financial check-in.
Uncategorized transactions: Alerts about transactions needing categories. Ashley disabled this because she categorizes transactions every few days as part of her routine.
Credit Score: New Alert: Notifies of changes to credit file. Ashley uses email notifications to monitor for identity theft.
Credit Score: New Report: Alerts when monthly credit report is ready. Ashley disabled this because she only checks her score quarterly unless planning a major purchase.
Customizable Notifications
Notifications that pertain to dollar amounts or percentages can be customized:
Customizable thresholds include:
Available to spend low
Large deposit
Large transaction
Low bank account balance
Projected low balance
Bank fee
High credit card balance
Planned expense limits
Watchlist targets
How to customize on Web:
Click the edit pencil next to the notification
Enter your preferred threshold amount
Click Save
How to customize on Mobile:
Tap the notification you want to customize
Enter your new threshold amount
Tap Update
Ashley's Notification Strategy
🎯 Core Philosophy
After testing various configurations, Ashley settled on a minimal approach: only notifications that require immediate action or provide essential summaries.
The Final Setup
Ashley keeps just 10 of the 22 available notifications active:
Push Notifications (4 total):
Low bank balance (customized to $2,000)
Large deposits (customized to $2,000)
Bank fees (customized to $1)
Refund status
Email Notifications (5 total):
Goal contribution reminders
Watchlist alerts
Upcoming bills
Bills to income percentage
Monthly summary
In-App Only (1 total):
Achievement badges
Pro Tips
Start minimal: Begin with only critical notifications, then add more as needed
Match your workflow: Use push for urgent items, email for summaries
Review regularly: Adjust thresholds as your financial situation changes
Test settings: Make a small transaction to ensure notifications work
Consider your routine: Set notifications that align with when you can take action
Common Issues & Solutions
🚨 "Help! I'm not receiving notifications!"
Check these items:
Notification settings in Simplifi
Phone settings allow Simplifi push notifications
Email notifications aren't in spam folder
Master toggle isn't set to pause all notifications
📊 "I'm getting too many notifications!"
Consider these adjustments:
Increase dollar thresholds
Switch some from push to email only
Disable non-actionable notifications
Use summary notifications instead of individual alerts
Best Practices
Actionable only: If you consistently ignore a notification, disable it
Right channel: Urgent = push, FYI = email, Reference = in-app
Realistic thresholds: Set amounts that match your actual finances
Regular reviews: Your needs change, so should your notifications
Less is more: Better to have few meaningful alerts than many ignored ones
The Bottom Line
Perfect notification settings are personal. What works for Ashley, a consultant with variable income, might not work for someone with a steady paycheck. The key is finding the balance between staying informed and maintaining peace of mind.
Start with the essentials, add gradually, and don't hesitate to disable notifications that don't serve you. The best notification system helps you make better financial decisions without adding stress to your day.
Hint: Keep a mental note of which notifications actually change your behavior versus which ones you dismiss. After a month, disable any notifications you consistently ignore. If it's not prompting action, it's just digital noise that can increase financial anxiety rather than improve financial health.