What Account Types Are Supported in Quicken?
Overview
Quicken Simplifi supports a comprehensive range of account types from US and Canadian financial institutions. Whether you're tracking daily spending, monitoring investments, or managing debt, there's an account type designed for your needs.
If your specific bank or account type isn't supported for automatic connection, manual accounts let you track anything. Understanding available account types helps you plan which accounts to connect during setup.
Banking Accounts
Checking
Your primary transaction accounts for daily spending, bill payments, and deposits. Full transaction history downloads automatically.
Savings
Traditional savings, high-yield savings, and money market accounts. Track your emergency fund and short-term savings goals.
Cash
Manual accounts for physical cash on hand. Track wallet money, petty cash, or cash reserves.
Credit Accounts
Credit Cards
All major credit cards including Visa, Mastercard, American Express, and Discover. Store-branded cards also supported when issued by major banks.
Lines of Credit
Personal lines of credit and home equity lines of credit (HELOC). Tracks available credit and current balance.
Investment Accounts
Brokerage
Standard taxable investment accounts for stocks, bonds, ETFs, and mutual funds. Includes robo-advisor accounts.
IRA
Both Traditional and Roth Individual Retirement Accounts. Track tax-advantaged retirement savings.
401(k)/403(b)
Employer-sponsored retirement plans. Includes current employer and old 401(k) accounts from previous jobs.
HSA
Health Savings Accounts that combine medical savings with investment options. Triple tax-advantaged tracking.
Investment Account (General)
Generic investment type for accounts that don't fit standard categories.
Loan Accounts
Mortgage
Home loans including primary residence, second homes, and investment properties. Tracks remaining balance.
Auto Loan
Vehicle financing for cars, trucks, motorcycles, and recreational vehicles. Monitor payoff progress.
Personal Loan
Unsecured personal loans and signature loans. Includes peer-to-peer lending.
Student Loan
Federal and private education loans. Track multiple loans in repayment or deferment.
Property & Assets
Real Estate
Homes, condos, land, and investment properties. Supports Zillow integration for automatic value updates.
Vehicle
Cars, boats, RVs, and other vehicles. Manual value updates track depreciation.
Other Property
Collectibles, art, jewelry, business assets, or any valuable property. Flexible category for unique assets.
Manual Account Options
Manual accounts are available for all account types when automatic connections aren't supported. Common uses include:
Small credit unions or regional banks
International accounts (beyond US/Canada)
Cryptocurrency wallets
Cash value life insurance
Business accounts not in your name
Precious metals or commodities
Ashley uses manual accounts for tracking physical cash and their vintage baseball card collection's value.
Account Type Considerations
Investment Limitations
Investment accounts can only be changed to other investment types after setup. Plan your account types carefully during initial connection.
Credit Card Structure
Authorized user cards typically download with the primary account holder's transactions. You won't see separate accounts for each card.
Loan Details
Most loan accounts only sync balances, not payment breakdowns. You'll track payments through your checking account transactions.
The Bottom Line
Quicken Simplifi supports all major financial account types you're likely to need. Between automatic connections and manual options, you can track your complete financial picture regardless of where your money resides.
Focus on connecting your active accounts first. As Ashley learned, you can always add more accounts later as your financial situation evolves.
Hint: When planning your setup, group similar accounts mentally before starting. Ashley suggests making a quick list organized by account type (all checking together, all credit cards together) rather than by bank. This helps you spot patterns in your finances and ensures you don't forget rarely-used accounts during initial setup.
If you experience any trouble adding your accounts in Quicken Simplifi, please don't hesitate to reach out to our Support Team!